[Crw-talk] Emailing: New Insurance Opportunities from AAW

James Frank jhfbear at centurytel.net
Tue Dec 20 17:42:12 CST 2011


New Insurance Opportunities from AAW
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                  American Association of Woodturners 
                  December 20, 2011 
           
           
                  Dear James, 


                  Many AAW members who sell their work but are not fulltime professional turners, often believe that their homeowner's insurance policy will cover losses due to fires, theft, and other events. In most states, insurance companies say that 'any' business is excluded and not covered under the homeowner's policy. We are aware of individuals that have had their shops destroyed and found that their homeowner's policy would not pay because the insurance company found that they had sold items. We recommend that you discuss this with your homeowner's insurance agent to see if you are protected.
                 
           
                  AAW is pleased to announce a new benefit to all United States members and chapters. We have secured a group insurance policy for a very nominal rate that will insure your Business Personal Property for your contents such as tools, equipment, materials, and inventory. It also includes personal property of others. The yearly premium for this coverage is $250 per $20,000 of equipment, etc. coverage. If you do craft shows, you can add a "Location Floater" for an additional $50 per $20,000 coverage to cover your inventory and other property while away from your primary location.



                  If you require insurance for your buildings as well, or if you require business liability coverage, we have a great policy that many of our full-time professionals have had for several years that is very affordable.



                  If you are an officer or director of your AAW chapter, as an additional benefit, we have also arranged for your chapter to be able to purchase affordable group insurance to protect the chapter officers, directors and their spouses from liability claims. Applications for those insurance options will be sent to you "Chapter Contact" listed on the AAW web site.



                  The insurance is offered through Michael George of AMJ Insurance, Inc., who also offers Business Owners Policy to members of the AAW. The insurance policy is underwritten by a U.S. rated A+ company. The Individual Property Insurance policy is available only to members and chapters in the United States.  



                  To apply for the Individual Member Property Insurance policy, complete the application below and send to:



                  Association Insurance Program

                  7150 Winton Drive, Suite 300

                  Indianapolis, ID 46268

                  (888) 258.6820 x172



                  Individual Property Insurance Application

                    
           
                  American Association of Woodturners

                  (877) 595-9094

                  woodturner.org
                 
                 
                  The American Association of Woodturners will strive to be a world leader in establishing lathe-turned work as a major element in the craft art world, while at the same time spear-heading youth development and engendering amateur interest and activities. 
           
                 
           
     

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      American Association of Woodturners | 75 5th Street West | 222 Landmark Center | St. Paul | MN | 55102 

 
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